Web Privacy Practices

Visitors to this bank Web site remain anonymous. We do not collect identifying information about visitors to our site. We use standard software to collect non-identifying information about our visitors, such as:
  • Date and time our site was accessed
  • IP address (A numeric address given to servers connected to the Internet)
  • Web browser used
  • City, state, and country

The bank uses this information to create summary statistics and to determine the level of interest in information available on our site.

Visitors may elect to provide us with personal information via E-mail, online registration forms, or our guest book. This information is used internally, as appropriate, to handle the sender's request. It is not disseminated or sold to other organizations.



Graham-Leach-Bliley Act Disclosure

We collect nonpublic personal information about you from the following sources:
  • Information we receive from you on applications or other forms;
  • Information about your transactions with us, or others; and
  • Information we receive from a third party, such as a consumer reporting agency.
"Nonpublic personal information" is nonpublic information about you that we may obtain in connection with providing a financial product or service to you. This could include information such as account balances, payment history, and overdraft history.

We do not disclose any nonpublic personal information about you to anyone, except as permitted by the law.

If you decide to close your account(s) or become an inactive customer, we will adhere to the privacy policies and practices as described in this notice.

We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.If you have any questions regarding this policy, please contact any officer of the bank. (Up to and including the President) at (785) 632 3122.



Union State Bank's Privacy Principles

Here at Union State Bank, we value our relationship with each customer. You, our Customer have entrusted us not only with your finances, but also with your personal information. To protect and maintain this relationship, we've enacted a set of privacy principles to maintain the confidentiality of the information you've shared with us.

We pledge to you our customer:
  1. We recognize your right to privacy.
    At Union State Bank, we recognize that you have a right to expect your personal financial information to remain private and secure. We will maintain standards to ensure that your information is private and secure at all times.

  2. How we use, collect and retain information about you.
    Your relationship is important to us, and we're committed to providing you with the best service possible. To do that, we collect, retain, and use information about you and your account to keep you informed about the many financial services, products and benefits available to you as a Union State Bank customer-- and to provide you the ability to manage your finances most effectively.

  3. We will maintain accurate information about you.
    Union State Bank has established procedures to ensure that your financial information is accurate, current and complete, in keeping with reasonable commercial standards. We also pledge to respond to requests to correct inaccurate information in a timely manner.

  4. We will limit employee access to your information.
    Union State Bank employees only have access to personally identifiable information that is needed to perform their duties. We also educate our employees so that they understand the importance of confidentiality and customer privacy.

  5. We will maintain a security program to protect your information.
    We will maintain a security program--which includes specific security standards and procedures--to prevent unauthorized access to your information.

  6. Restrictions on disclosing your information to outsiders.
    We pledge not to reveal specific information about your accounts, or other information that will personally identify you, to those outside the Union State Bank organization for their independent use, unless:

    1. The information is necessary to complete a transaction you initiated;
    2. You request or authorize that the information be revealed;
    3. The disclosure is required by law; or
    4. We have informed you that this information may be disclosed and have given you an opportunity to decline.



  7. We will maintain your privacy in business relationships with third parties.
    If we do provide customer information to a third party, we will insist-through a written agreement--that the third party adhere to privacy principles similar to those to which Union State Bank adheres for keeping this information confidential.

  8. Disclosing our privacy commitment to you.
    At Union State Bank, we value our customer relationships. We want you to understand how we use the information you provide and our commitment to ensuring your personal privacy. If you have any questions about how Union State Bank protects your confidential information, please contact a senior officer of the bank. (Up to and including the President) at (785) 632 3122.

These customer privacy principles apply to all Union State Bank customers. We reserve the right to change them as dictated by law or in keeping with reasonable commercial standards.


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