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Web Privacy Practices
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Visitors to this bank Web site remain
anonymous. We do not collect identifying information about visitors
to our site. We use standard software to collect non-identifying
information about our visitors, such as:
- Date and time our site was accessed
- IP address (A numeric address
given to servers connected to the Internet)
- Web browser used
- City, state, and country
The bank uses this information to
create summary statistics and to determine the level of interest
in information available on our site.
Visitors may elect to provide us
with personal information via E-mail, online registration forms,
or our guest book. This information is used internally, as appropriate,
to handle the sender's request. It is not disseminated or sold
to other organizations.
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Graham-Leach-Bliley Act Disclosure
We collect nonpublic personal information
about you from the following sources:
- Information we receive from you
on applications or other forms;
- Information about your transactions
with us, or others; and
- Information we receive from a
third party, such as a consumer reporting agency.
"Nonpublic personal information" is
nonpublic information about you that we may obtain in connection
with providing a financial product or service to you. This could
include information such as account balances, payment history, and
overdraft history.
We do not disclose any nonpublic
personal information about you to anyone, except as permitted
by the law.
If you decide to close your account(s)
or become an inactive customer, we will adhere to the privacy
policies and practices as described in this notice.
We restrict access to nonpublic personal
information about you to those employees who need to know that
information to provide products or services to you. We maintain
physical, electronic, and procedural safeguards that comply with
federal standards to guard your nonpublic personal information.If
you have any questions regarding this policy, please contact any
officer of the bank. (Up to and including the President) at (785)
632 3122.
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Union State Bank's Privacy Principles
Here at Union State Bank, we value
our relationship with each customer. You, our Customer have entrusted
us not only with your finances, but also with your personal information.
To protect and maintain this relationship, we've enacted a set of
privacy principles to maintain the confidentiality of the information
you've shared with us.
We pledge to you our customer:
- We recognize your right to
privacy.
At Union State Bank, we recognize that you have a right to expect
your personal financial information to remain private and secure.
We will maintain standards to ensure that your information is
private and secure at all times.
- How we use, collect and retain
information about you.
Your relationship is important to us, and we're committed to
providing you with the best service possible. To do that, we
collect, retain, and use information about you and your account
to keep you informed about the many financial services, products
and benefits available to you as a Union State Bank customer--
and to provide you the ability to manage your finances most
effectively.
- We will maintain accurate information
about you.
Union State Bank has established procedures to ensure that your
financial information is accurate, current and complete, in
keeping with reasonable commercial standards. We also pledge
to respond to requests to correct inaccurate information in
a timely manner.
- We will limit employee access
to your information.
Union State Bank employees only have access to personally identifiable
information that is needed to perform their duties. We also
educate our employees so that they understand the importance
of confidentiality and customer privacy.
- We will maintain a security
program to protect your information.
We will maintain a security program--which includes specific
security standards and procedures--to prevent unauthorized access
to your information.
- Restrictions on disclosing
your information to outsiders.
We pledge not to reveal specific information about your accounts,
or other information that will personally identify you, to those
outside the Union State Bank organization for their independent
use, unless:
- The information is necessary
to complete a transaction you initiated;
- You request or authorize that
the information be revealed;
- The disclosure is required
by law; or
- We have informed you that
this information may be disclosed and have given you an
opportunity to decline.
- We will maintain your privacy
in business relationships with third parties.
If we do provide customer information to a third party, we will
insist-through a written agreement--that the third party adhere
to privacy principles similar to those to which Union State
Bank adheres for keeping this information confidential.
- Disclosing our privacy commitment
to you.
At Union State Bank, we value our customer relationships. We
want you to understand how we use the information you provide
and our commitment to ensuring your personal privacy. If you
have any questions about how Union State Bank protects your
confidential information, please contact a senior officer of
the bank. (Up to and including the President) at (785) 632 3122.
These customer privacy principles
apply to all Union State Bank customers. We reserve the right
to change them as dictated by law or in keeping with reasonable
commercial standards.
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