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FREE
CHECKING
- FREE 50 Personalized Checks
- FREE Itemized Monthly Statement
- FREE Phone Banking
- FREE Internet Banking
- FREE Visa Check Card*
- FREE Unlimited Check Writing
- No Check Images w/Statement
- Images are available at $.50 each
- No Monthly Fee
- Minimum of $50 to open account
*If you qualify for a VISA Check Card, you will have access to nationwide automatic teller machines of several systems. With your VISA Check Card, you will have the ability to purchase goods and services wherever VISA is accepted without generating a service charge on your checking account
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INTEREST
CHECKING
- FREE 50 Personalized Checks
- FREE ICBA Checks
- FREE Itemized Monthly Statement
- FREE Phone Banking
- FREE Internet Banking
- FREE Visa Check Card*
- Unlimited Check Writing
Monthly service charge:
- Average daily balance $800.00 and over = nocharge
- Average daily balance under $800.00 = $8.00 per month
Interest paid on account:
- Average daily balance $800.00 and over = variable rate
- Average daily balance under $800.00 = no interest
- The interest rate and annual percentage yield paid is a discretionary rate based upon current market conditions and my be changed at any time without notice
- Minimum of $50 to open account
*If you qualify for a VISA Check Card, you will have access to nationwide automatic teller machines of several systems. With your VISA Check Card, you will have the ability to purchase goods and services wherever VISA is accepted without generating a service charge on your checking account
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IMAGE
CHECKING
- FREE 50 personalized checks
- FREE Visa Check Card*
- FREE Phone Banking
- FREE Internet Banking
- Unlimited Check Writing
- Imaged Monthly Statement
- $5.00 Monthly Service Charge
- Minimum of $50 to open account
*If you qualify for a VISA Check Card, you will have access to nationwide automatic teller machines of several systems. With your VISA Check Card, you will have the ability to purchase goods and services wherever VISA is accepted without generating a service charge on your checking account
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MONEY
MARKET INVESTMENT
- Statements mailed monthly
- Interest is compounded daily and credited to your account
monthly on the daily balance
- The minimum initial deposit is $1,000
- If the daily balance falls below $1,000, a maintenance fee
of $5 is charged for that statement cycle
- The number of checks written or automatic or telephone transfers
made is limited to 6 (six) during a statement cycle, and no
more than 3 (three) of the six can be by check, draft, debit
card or similar order to a third party
- Under Regulation D any money market account having withdrawals
or transfers in excess of 6 (six) per month of the type noted
above may be reclassified to a different type account and are
subject to a fee of $5 per withdrawal or transfer
- There is no limit to the number of over the counter or ATM
withdrawals or transfers
- If the daily balance falls below $2,500, the interest rate
paid will be less for those days the account balance is below
$2,500
- The interest rate and annual percentage yield paid is a discretionary
rate based upon current market conditions and may be changed
at any time without notice
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SAVINGS
ACCOUNTS
- Statements mailed at least quarterly
- Interest is compounded daily and credited to your account
quarterly on the daily balance
- No interest is paid if the average daily balance is less than
$50 during the quarter
- Banking regulations permit only 6 (six) withdrawals or transfers
per month to another account or to third parties by preauthorized,
automatic or telephone
- Under Regulation D any savings account having withdrawals
or transfers in excess of 6 (six) per month of the type noted
above may be reclassified to a different type account
- There is no limit to the number of over the counter or ATM
withdrawals or transfers
- First 6 (six) withdrawals or transfers during the interest
period are free
- Accounts having withdrawals or transfers in excess of 6 (six)
during the interest period and a daily balance less than $1,000
are subject to a charge of $1 per withdrawal or transfer
- The interest rate and annual percentage yield paid is a discretionary
rate based upon current market conditions and may be changed
at any time without notice
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REGULAR
BUSINESS CHECKING
- Statements mailed monthly
- Monthly maintenance fee of $4
- Fee for each check or debit posted is $.18
- Fee for each transit and clearing item deposited is $.10
- No charge for deposits
- You receive credit of $.30 for each $ 100 of average collected daily
balance to reduce the total monthly service fees
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INTEREST
BUSINESS CHECKING
- Statements mailed monthly
- No minimum balance
- Interest paid monthly on the average daily balance
- Monthly maintenance fee of $5
- Fee for each check or debit posted is $.18
- Fee for each transit and clearing item deposited is $.10
- No charge for deposits
- Not available to incorporated businesses, limited liability companies or partnerships
- The interest rate and annual percentage yield paid is a discretionary
rate based upon current market conditions and may be changed
at any time without notice
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PUBLIC
FUNDS NOW ACCOUNT CHECKING
- Statements mailed monthly
- No minimum balance
- Interest paid monthly on the average daily balance
- Monthly maintenance fee of $5
- Fee for each check or debit posted is $.18
- Fee for each transit and clearing item deposited is $.10
- No charge for deposits
- The interest rate and annual percentage yield paid is a discretionary
rate based upon current market conditions and may be changed
at any time Without notice
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IMPORTANT INFORMATION
Never give your checking or savings account number to anyone
unless you are absolutely certain they are authorized to have
it. If you are issued a VISA Check Debit Card, protect your card
and pin number the same as you would your checking or savings
account number. If you lose or misplace your VISA Check Debit
Card, CALL 785-632-3122 IMMEDIATELY. INSTRUCTIONS ARE AVAILABLE
AT THIS NUMBER 24 HOURS EVERY DAY.
Web page www.usbcc.com
E-mail usbank@kansas.net
Portal www.usbcc.com/portal
from the portal, Log on, or test drive, USB
Internet Banking
Access your accounts from anywhere, check balances,
make
transfers, even pay bills* on line. And
it's available anytime, day or night.
*Fees may apply to bill pay
Voice Banking
You can get account information, find out what has cleared, transfer
funds, and more, anytime day or night. In Clay Center call 632-3546;
Out of town, dial toll free 1-877-547-9632
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