Union State Bank Online Banking

Savings Accounts

Clay County Courthouse on a snowy day


  •   Statements mailed at least quarterly
  •   Interest is compounded daily and credited to your account quarterly on the daily balance.
  •   No interest is paid if the average daily balance is less than $50 during the quarter. A maintenance fee of $5.00 will be charged each quarter if the balance falls below $50.00
  •   Banking regulations permit only 6 (six) withdrawals or transfers per month to another account or to third parties by preauthorized, automatic or telephone.
  •   Under Regulation D any savings account having withdrawals or transfers in excess of 6 (six) per month of the type noted above may be reclassified to a different type account./li>
  •   There is no limit to the number of over the counter or ATM withdrawals or transfers.
  •   First 6 (six) withdrawals or transfers during the interest period are free.
  •   Accounts having withdrawals or transfers in excess of 6 (six) during the interest period and a daily balance less than $1,000 are subject to a charge of $1 per withdrawal or transfer.
  •   The interest rate and annual percentage yield paid is a discretionary rate based upon current market conditions and may be changed at any time without notice.
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