Online Banking
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  • FREE First 50 personalized checks
  • FREE itemized monthly statement
  • FREE phone banking
  • FREE internet banking
  • FREE mobile banking
  • FREE Visa Debit Card
  • FREE unlimited check writing
  • $50 minimum to open account
  • $4 monthly maintenance fee
  • $.18 fee for each check or debit posted
  • $.10 fee for each transit and clearing item deposited
  • Credit of $.30 for each $100 of average collected daily balance


  • No Service charges
  • No minimum balance
  • Interest paid monthly on average daily balance
  • Interest rate & annual percentage yield paid is a discretionary rate based on current market conditions & may be changed at any time without notice

Our Locations

Union State Bank Mailing Address

P.O. Box 518
Clay Center, Kansas 67432

Main Bank Location

701 Fifth Street

9:00 am to 3:00 pm daily
9:00 am to 5:30 pm Thursdays
Closed Saturday and all Federal Holidays

Motor Bank Location

508 Dexter Street

7:30 am to 5:30 pm daily
8:00 am to noon Saturday
Closed all Federal Holidays