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Union State Bank works hard to serve the needs of the members of the community. We offer:

  •   Fixed Rate Residential Mortgage Loans
  •   Auto Loans
  •   Personal Loans for all different types of needs

Small business is the lifeblood of any community, and at Union State Bank our goal is to aid in the success of your business. We offer a variety of competitive products and services customized to the needs of your operation. As a locally chartered bank, our success is based on the success of your business.

At Union State Bank, we are committed to agriculture and the success of our customers. Each customer receives personalized service that fits the specific needs of their operation. Our experienced loan officers use the following loan products to tailor a unique plan for you:

  •   Real Estate Loans
  •   Equipment Loans
  •   Livestock Loans
  •   Operating Lines of Credit
  •   FSA Assisted Loans (including Beginning Farm Loans)


Our Locations


Clay Center:

Main Bank:
701 Fifth Street
P.O. Box 518
Clay Center, Kansas 67432

9:00 am to 3:00 pm daily
9:00 am to 5:30 pm Thursdays
Closed Saturday and all Federal Holidays

Motor Bank:
508 Dexter Street

7:30 am to 5:30 pm daily
8:00 am to noon Saturday
Closed all Federal Holidays


104 E. 2nd St.
PO Box 90
Palmer, KS 66962

9:00am -3:00pm daily
9:00am-12:00pm Saturdays
Closed all Federal Holidays


11 S Center St.
PO Box 248
Barnes, KS 66933

9:00am -3:00pm daily
9:00 am to 5:30 pm Thursdays
Closed all Federal Holidays